“My wife and I are both 62 and getting very close to retirement. We’ve heard you mention on your radio show 2nd opinion meetings. I think we’re interested in one of those. We were wondering what to expect at a retirement planning 2nd opinion meeting?”
This is a great question.
The first thing you should not expect is pressure. There will be no pressure for you to take any action at all. Second, you should not expect to pay. There are no costs at all for our 2nd Opinion meetings. Third, you should not expect that we are the right advisors for you. We may very well be. We may not be. You will be the judge.
The first thing you should expect is for the focus to be on you and what’s important to you. Your More than Money advisor will ask you lots of questions. Many are about where you are today. Many will be about where you want to be in your future. Some questions will be financial – income and expenses, assets and liabilities, etc. Some will be personal – what do you want your retirement to look like, what legacy do you wish to leave to your family, etc. The only right answers are the ones that are right for you.
The second thing you should expect is learn a lot. Hopefully, you will come with questions. Some folks come with one big question, ‘Can we retire’? Others come with many questions about retirement, income taxes, college planning, wills and insurances, social security. Your More than Money advisor will answer every question to the best of his/her ability. The questions not answered immediately will be researched and then answered. The answers you receive will not be generic. This is all about you.
You should expect to be treated with respect. Financial advisors come in all shapes, sizes, and attitudes. Some feel their financial knowledge makes them quite impressive – perhaps even superior to their clients. We believe that our clients are impressive. We appreciate all the hard work you’ve put in to get where you are. It’s not just about dollar signs. It’s about quality people. It’s easy for us to respect our clients – they’re quality people.
This may surprise you, but you should expect to enjoy yourself. Our More than Money advisors are uniformly relaxed and – dare I say it – fun people. Out staff is warm, friendly, and interested in serving you as well. Some advisory offices are stiff, formal, dark, and foreboding. Our More than Money World Headquarters – in the Holy Lands between Bethlehem and Nazareth – is inviting and comfortable. Our people are happy to see you and happy to learn about you and your family. We offer up great hospitality. We even laugh a bit – ok a lot! You will, too.
In a world of robots, computers, and automation – you should expect to be served by real people who care about you. Our mission – and we hope yours as well – is to build a relationship that serves you for many years to come. In fact the guideline our advisors use in accepting a new client (or not) is the question, ‘Can we expect to have a relationship with this person for the next twenty years’? If the answer is yes – we’ll be excited to extend that offer. If the answer is no, we’ll do our best to refer you to an advisor who might be a better fit for you.
I hope this summary of what to expect at a More than Money 2nd Opinion Meeting will help in your decision making process. We would welcome the opportunity to explore with you. Feel free to call and schedule a time most convenient for you.
If you have questions or comments, please send them to [email protected]