“My wife and I are very blessed – our pensions and social security cover way more than our expenses. We also have nearly $900,000 in IRAs from our company 401(k)s. It is our understanding that our kids will pay tax on all of this when we die. Is there a way to get the money to them without having them pay the income tax?”
Gene answers your neighbors financial questions on More than Money.
Send in your concerns: Gene@AskMtM.com