“My husband and I are both 40, with great kids and great jobs. We have saved some money for retirement but disagree on how it should be invested. He keeps his IRA’s in a bank CD. I invest my IRA’s in mutual funds, mostly in the stock market. I say we have more than 20 years until we retire and should try to get higher returns. He thinks we should go ‘slow and steady.’ Who is right?”
Gene answers your neighbors financial questions on More than Money.
Send in your concerns: Gene@AskMtM.com