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Thomas Jefferson – if you are a loyal reader of More than Money the Newsletter you know that I have quoted Thomas Jefferson (or Tom as I’m allowed to call…... Read Article

“What will happen to the American economy/stock market after the election?” This is the question on the minds of many Americans.  Many of the answers they are getting are intentionally…... Read Article

More than Money/MtM offices are open to receive you.  We have missed seeing both our current clients and our hope-to-be clients in our office.  We have a system in place…... Read Article

“My aunt is 90 and has been a client of yours for many years – at least 20. I recently retired and asked her about her experience with you. She said she…... Read Article

“My husband is a teacher and will be retiring at the end of this school year. He has been in PSERS since he started teaching in 1987. We went to a conference…... Read Article

“My question is about how my wife and I can sell our homes and then buy one home together without getting slammed on income taxes. I lost my first wife…... Read Article

“I just turned 59 and plan to retire when I hit 66. I work for a good sized company that offers a 401(k) that no one likes. The investments in our 401(k)…... Read Article

“My wife passed away suddenly last November. She had a 401(k) at her job, an IRA, and a life insurance policy. All together it’s a little more than $360,000. I didn’t do anything…... Read Article

“I am 72 and must take RMDs from my three IRAs. Two are invested in mutual funds and one in an annuity. Each sends me a letter toward the end of the…... Read Article

“My daughter and son-in-law have gotten themselves pretty deep in debt. Big car loans and credit cards are most of their problem. I told them you recommended Dave Ramsey’s course and…... Read Article

“You’ve talked on your radio show about kids being forced to pay for their parents nursing home care. My brother and I talked to our mom and dad about this. Neither of…... Read Article

“My wife and I are both 28 years old and both enjoy good jobs. In total we earn just over $140,000 each year. We’ve been saving for our first home and have…... Read Article

“Who gets paid first my beneficiaries or my heirs?” You might be shocked to find out your will could end up not worth the paper it’s printed on. You might be…... Read Article

“Should I use my company 401(k) or an IRA?” That depends. What are you trying to accomplish? IRAs can be simple, flexible, and personal. 401(k)s can be automatic, low cost, and accept…... Read Article

It is absolutely possible to pay your life insurance premiums exactly as you were told by an insurance salesman and still end up with no death benefit at all. Life insurance…... Read Article

“My fiancé and I have been together for almost four years and both have really good jobs that pay us very well. We both contribute to our 401(k)s. Our student loans will…... Read Article

In a word – profit. Many annuities are extremely profitable – to the annuity company and certainly to the salesman/woman. If you knew that a salesperson was seeing a fourteen per…... Read Article

Sure. Technology can be a wonderful thing. Do you know someone who could use a great financial advisor? Maybe it’s someone you care about, but lives ‘far, far away’ – like Albuquerque…... Read Article

“I recently changed jobs and have – for the first time – a 401(k) I can invest in. I am 26, make a good living, have been saving a fair amount…... Read Article

Privilege – a special right, advantage, or immunity granted or available only to a particular person or group. In America today, the word privilege carries a significant emotional charge.  It…... Read Article

“Is a Will Ever Useless?” No, but – in some cases – not very useful. Everyone knows you should have a will.  Not everyone knows that relying on your will…... Read Article

A young (41) woman recently asked for guidance following the loss of her husband in a car accident four months ago. Her husband had significant amounts of life insurance and left…... Read Article

“How can I get my kids on the right financial track?” You could try texting them. Just kidding – kind of. You (knowing what you know now) wish you could…... Read Article

“My wife and I are both 62 and getting very close to retirement. We’ve heard you mention on your radio show 2nd opinion meetings. I think we’re interested in one of those. We…... Read Article

“We’re looking for a financial advisor. My husband listens to your show while driving for work on Saturday mornings. My friend has suggested her financial advisor, but sounded a little ‘underwhelmed’. Are there…... Read Article

“Talk about being shocked.  I am working full-time and contribute to the 401(k).  I turned 70 ½ in January and HR said they are sending me an RMD.  I explained…... Read Article

“My husband and I are about four years away from retirement – if you think we can retire. Our home is worth about $200,000 and is paid off. The only debt…... Read Article

“I have an investment portfolio of high quality stocks. The dividends they pay are about 2% of their share prices. How can financial advisors be telling people they can withdraw 4% per…... Read Article

“I’m 32 and have been working at the same job since I graduated 10 years ago. I make a good income and have good benefits. The problem is I’m not really happy…... Read Article

“I don’t think many people know that More than Money works with young people as well as baby boomers. My son is 29 and has been a client of your company’s…... Read Article

“I’m 64 and have been retired for just over two years. I have an IRA that holds my 401(k) rollover with about $385,000. I want to start taking my monthly distributions in…... Read Article

“Last year, my wife and I realized our dream. We sold our PA home and our little shore house and we moved to a great new home at the shore. Everything went…... Read Article

“We’ve lived in our home for almost 30 years. Now we’re moving and have it under contract for sale. Our problem is our property has our home and also a small…... Read Article

“Is it permissible to use my daughter’s 529 plan to pay off her student loans?” As of January 1, 2020 the answer is now yes . . . sort of.…... Read Article

Daniel J. Boorstin (1914-2004), was an American historian who taught at the University of Chicago.  He was also prolific writer who produced some exceptionally thoughtful and detailed books. These included…... Read Article

“My wife and I sold our home and are buying a smaller one.  We’re using the proceeds from the sale to almost pay for our new home.  We’re about $35,000…... Read Article

“Does using a Fixed Index Annuity (FIA) make sense inside my IRA?” It depends. What is your goal for taking such a step? If your goal is income tax sheltering –…... Read Article

Light at the End of the Tunnel? This is what I wrote in January to someone asking me what I thought the future would bring: “So you think I am…... Read Article

The CARES Act Summary The CARES Act (Coronavirus Aid, Relief, and Economic Security Act) is a $2 trillion package intended to provide relief to taxpayers and employers from the effects of government…... Read Article

What we know . . . As I write this to you the markets have not yet opened for the first trading day of March.  As you are reading this you…... Read Article

John Yurconic on the set of More than Money... Read Article

On the set of More than Money with Macho Velez... Read Article

On the set of More than Money with Sue Yee.... Read Article

“Last year the stock market did great.  With the impeachment and election what’s it going to do this year?” So you think I am psychic.  Or you think someone is psychic and…... Read Article

Friendship is a beautiful thing.  I recently saw a statement that said (approximately) ‘friendship is the sweetener of life’. The longer I am allowed to enjoy this spinning green world the…... Read Article

We have received so very many kind words and well wishes on our new PBS39 television show – More than Money with Gene Dickison.  Thank you all. As of this writing, our…... Read Article

Just getting ready for our appearance on More than Money with Elaine Zelker.... Read Article

Soren Kierkegaard, a Danish philosopher and theologian of the mid-19th century wrote some of the most interesting and challenging ideas of this time.   He also was dedicated to walking.  Simply walking.  A simple…... Read Article

Passed at the end of December 2019 as part of the government spending bill, the SECURE Act brings multiple changes to how you and I can and will use IRAs…... Read Article

On the set of our TV show with Jamie Musselman.... Read Article

Our January 11th Historic Radio Event – Safeguard Your Financial Future through Elections and Recessions was heard by tens of thousands and ‘attended’ by hundreds through our on-line tools. If you attended,…... Read Article

Joe Mascari joins Gene on the set of PBS39’s More than Money. ... Read Article

We are so excited to share the news with everyone in our More than Money family.  Our More than Money TV show now lives on Sesame Street! Beginning January 7,…... Read Article

“Our daughter did a great job in college.  She did so well in her major that she got more grants each year than we planned.  We have some money (almost…... Read Article

Several years ago I wrote my December newsletter to all of you and came to this segment sharing words as powerful tools for American freedom.  At that time I was…... Read Article

Shawnee Inn’s Kirkwood Family joins Gene on the set of PBS39’s More than Money.... Read Article

It’s Chock Full of Info to Help You Achieve Financial Peace of Mind At MtM Financial Group, we are firm believers in the importance of good communication. So we are…... Read Article

We don’t want you to miss our annual More than Money Holiday Event!  On Dec. 7 we invite you to join us at our More than Money World Headquarters – in…... Read Article

Lots of initials – IRA, RMD, and QCD.  What all those letters might spell is big tax savings if you qualify. A Qualified Charitable Distribution (QCD) is a withdrawal from your IRA…... Read Article

For many taxpayers the idea of investing in a tax shelter sounds like a quick trip to an IRS audit – or worse.  But this tax shelter, of sorts, is…... Read Article

Sounds too good to be true?  Sounds like something you would hear on a TV infomercial at 3 a.m.  Right before the host yells at you through the screen, “But…... Read Article

Capitalism is one of the foundational elements that makes America great.  The “American Dream” is not based on a socialist “see how much we can get without working” philosophy.  The…... Read Article